Group Benefits

Reduce employee benefit costs without reducing benefits

Group benefit programs help companies attract and retain high quality employees.
A well-designed group benefits program will generate cost savings and improve employee satisfaction.

Traditional insurance brokers regularly survey the carrier market to source low cost benefit programs for their clients. The problem is that over the last decade the insurance industry consolidated, which resulted in fewer carriers offering less choice. The result is carriers ‘low bidding’ to get the business and then delivering significant price increases at renewal.

To counteract this, we have developed specialization in designing risk protected, self-funded insurance programs. We have sourced companies who are willing to offer these programs to small to mid-sized clients. This option results in improved coverage levels and lower overall costs on top quality group benefit programs.